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In the last few years, buy to let mortgages have become quite popular since an increasing number of people today want to invest in a property that they can provide on rental agreements and earn rent on it.
If you are looking for a buy to let mortgage with an LTV loan to value of 85%, you would be able to arrange for with through various lenders, both offline as well as online and through a trusted broker.
There are many brokers and lenders offering their services in Devon, Fareham, Hertfordshire, Huddersfield, Wales, Wokingham, Ireland, Milton Keynes, Portsmouth, Southampton, Torquay, Wales, Warsash and Yorkshire. In most cases the LTV tends to be around 80%, but if you have clear records and a good history, then you can even get 85%, 90%, 95%, 100% and sometimes even 110%.
Lenders and brokers like Business Commercial Mortgages, 85percent and Affordable Mortgages would be able to help you find guaranted buy to let mortgages.
They can guide you and provide you valuable advice on the best lenders in the market, the prevailing interest rates, online calculator to compare and find the cheapest fixed rate mortgage etc. Buy to let mortgages can be used for purchasing properties like bedsit, holiday cottages, guest house, regulated tenant properties.
The brokers normally have contacts with subprime lenders that offer non status and adverse financing and no credit check sub prime flexible loans.
In order to be able to get 85% LTV on your mortgage, you would first have to learn more about the lenders that offer this option. You would also need to read more about the requirements and their eligibility criteria.
Most lenders would provide a list of their documents required on their website so you can check with the list and ensure that you have the necessary documents ready with you when you apply for the mortgage. This would reduce the processing time for you.