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If you are looking for a mortgage to purchase a commercial property that you can then turn into a rental property to earn rent, then buy to let mortgages are the best option. With these mortgages, you would not be required to occupy the property that you purchase.
You would be able to secure a mortgage for the purpose you want and there are several good lenders that can provide you a loan like this. If you find a good broker, you would also be able to purchase the property you want in areas like Devon, Fareham, Hertfordshire, Huddersfield, Wales, Wokingham, Ireland, Milton Keynes, Portsmouth, Southampton, Torquay, Wales, Warsash and Yorkshire. Normally, the LTV loan to value offered to borrowers is 80%, but you can also get 85%, 90%, 95%, 100% and sometimes even 110%.
Lenders that specialize in buy to let mortgages and commercial mortgages of other types would be able to offer you guaranted mortgages when you need them. However, a trusted broker would be able to offer you guidance and advice about the best lender in the market, help with getting a quote, information on the best rate in the market, interest rates, online calculator to compare and find the cheapest fixed rate mortgage etc.
Once you select the property you want, like a bedsit, holiday cottages, guest house, regulated tenant properties, you can then apply for the mortgage.
Through a broker, you would also be able to secure financing even if you are self cert, have adverse, non status or bad credit history since these lenders have contacts with subprime lenders. They would be able to help you find flexible no credit check sub prime mortgages.
Knowing which lender would be the best for you would take a lot of research which is only understandable since this would be a major decision which would affect your business and its profitability in the long term.